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My Real Estate Tips

Love where you live.

Diane GoldenbergReal advice from Diane Goldenberg, a Florida real estate agent for forty years.

How much could downsizing add to your retirement?

Answer the questions below and your results appear on the postcard on the rightbelow.

  1. 1What’s your home worth today?
  2. 2How much do you still owe on it?Put 0 if it’s paid off.
  3. 3What does your house cost you each month now?Mortgage, taxes, insurance, HOA and upkeep.
  4. 4Next, would you buy or rent?
  5. 5What’s the price of the new place?The purchase price.
  6. 6What would the monthly expenses be for the new place?Taxes, insurance, HOA and upkeep. Not sure? Use our estimate.

Monthly costs mean the mortgage, taxes, insurance, HOA and upkeep. It’s a rough estimate: about 7% to sell, 2% to buy, $5,000 to move, no investment growth, and no tax on the sale. Our monthly estimate for a home you buy is 2.5% of its price a year.

Greetings fromyour retirementMiami Beach, Florida

Post Card

Downsizing could put about

$0

to your retirement over 20 years.

Answer the questions on the left to start.

Place
stamp
here
FLORIDAMY REAL ESTATE TIPS
MIAMI
BEACH
FL
Now, per month$0
New place, per month$0
You’d keep, per month$0
You’d keep, per year$0
Try our other home tools ↓ How the savings add up →

As featured on

  • Diane Goldenberg on Zillow
  • Diane Goldenberg on Realtor.com
  • Diane Goldenberg on Homes.com

Three more free tools

Make yourself a home.

Small projects. Good finds. A home that feels like you.

01Photo tool

Room Edit

What could work better in your room?

Upload a photo and get layout, lighting and decorating advice for your own space.

Open the tool →
02Daily task tool

One Thing Today

Check something off your home to-do list.

Tell us how much time you have and get one small task that fits it.

Open the tool →
03Shopping tool

The Find

Find your next favorite piece.

Tell us what you’re looking for and what you’d like to spend.

Open the tool →

Fresh from the blog

Latest advice

All articles →
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  • 10 Things I Recommend My Clients Do the Week They Move Into Their New Home
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  • The Moving Day Tricks I’ve Learned After 40 Years in Real Estate
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    With moving, it depends upon the budget. Some people get a moving company and have them pack and…

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Explore by topic

01BuyingBuying a homeFrom the first showing to the closing table, with the Florida questions nobody warns you about. 02SellingSelling your homePricing it right the first week, showing-ready without losing your mind, and reading offers for what they say. 03Home IdeasLoving your homeColor, light, and the small fixes that change how a room feels. Straight from Diane’s own home. 04FinancingAffording your homeClosing costs, mortgages, and what owning really costs here, explained without the jargon.

How Diane can help

Three ways to start

Selling your home

Get help setting your price, preparing for showings, and comparing offers.

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Buying in South Florida

From the first showing to the closing table with a seasoned pro at your side, and the Florida questions nobody from up north thinks to ask.

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Moving anywhere else

Diane will personally match you with a local agent she would trust with her own family. A warm introduction, always free to you.

Get matched →
“

Kind words from Diane’s clients

Her honesty, dedication, and transparency is really what sets her apart from other real estate agents I had worked with before her. And she also makes the process fun which is just rare!Cory J. · Miami

Free tools

Plan your move

Mortgage calculator

Estimate a monthly payment with taxes, insurance, and HOA included, then see what the number is really made of.

Build an estimate with your own numbers

Florida market trends

A dated snapshot of national mortgage rates and Florida listing prices, with source links and guidance for reading the numbers.

Snapshot checked September 27, 2026

Ready when you are

Thinking about your next move?

Whether you’re selling, buying in South Florida, or moving somewhere Diane can connect you with someone she trusts, the first conversation is easy and free.

Work with DianeContact Diane
My Real Estate Tips

Smart advice for buying, selling, and loving where you live, from Diane, a licensed Florida real estate agent with four decades in the business and a home base in Miami Beach.

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Diane Goldenberg is a licensed Florida real estate agent. Brokerage: Beachfront Realty, Miami Beach. All information is deemed reliable but is not guaranteed and should be independently verified. Equal Housing Opportunity. My Real Estate Tips is published by Buffalo Coast Media.

© 2026 My Real Estate Tips. All rights reserved.407 Lincoln Rd, Suite 6H PMB 1076, Miami Beach, FL 33139 · +1 754-231-0352 · hello@myrealestatetips.com
  • Privacy Policy
  • Terms of Service
  • Disclaimer
  • Affiliate Disclosure
  • Accessibility
  • DMCA

© 2026 My Real Estate Tips. Diane Goldenberg is a licensed Florida real estate agent. Brokerage: Beachfront Realty. All information is deemed reliable but is not guaranteed and should be independently verified. Equal Housing Opportunity.

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